Proudly Serving Our Community

Understanding the 3 Critical Parts of the Healthcare Law:

Stacey Smith

AOI Independent Benefit Consultant

Cell:  321-205-3149​​

ABOUT STACEY:  I have 20 years experience in the medical industry working with physicians and patients.  I understand the needs and challenges of health insurance and managing uncertainty in the medical world.  I am here to guide you to a personalized product that will suit you best

the access one insurance (AOI) team:  Stacey Smith savoie

Access One Insurance (AOI) Independent Benefit Agents Represent Major Health & Medicare Plan Options:  HMO, PPO, Supplements, Part D, Medicare Advantage

Have questions?  Contact Stacey:

​​Individual Mandate:  No coverage = risk of tax penalty taken directly out of your tax return + all health costs you incur.


Cost Assistance:   ​Many people with a household income between $11,880 and $47,250 (individuals) or $24,300 and $97,200 (families of 4) may be eligible for subsidies through Florida’s Federally Facilitated Marketplace.(Based on 2016 Poverty Levels)


Guaranteed Coverage: Means that you cannot be denied coverage due to Pre-existing conditions!