Proudly Serving Our Community
What It Offers: A Medicare Supplement Insurance (often referred to as Medigap) policy, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like co-payments, coinsurance, & deductibles:
Medigap plans fill the GAP between your Medicare benefits and what you pay out of pocket
Some plans may offer coverage outside the US
Keep your original Medicare
Does not include Prescription Drug Coverage.
Stand Prescription Drug Plans can be purchased separately
You have the freedom to choose your own doctor
How Do You Qualify:
You must be enrolled in Medicare Parts A & B
You must reside in plan's area. (Plans are regionally specific and can change from town to town)
Must not be enrolled in a Medicare Supplement Insurance plan also known as MEDIGAP.
What It Offers: The Medicare Advantage Plan (often referred to as Part C) will provide all of your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage.
Keep your original Medicare Parts A & B and all services included.
May offer extra coverage like Vision, Dental, hearing and other health and wellness programs.
Most plans include Medicare Prescription Drug (Part D).
MAPD plans pay instead of Medicare, you pay co-pays for services.
How Do You Qualify: To qualify for the Medicare Advantage Plan:
Enrolled in Medicare Parts A & B
Reside in Plans area.
Plans are regionally specific and can change from town to town.
Must not be enrolled in a Medicare Supplement Insurance plan also known as Medigap.
What It Offers: The Original Medicare Plan covers certain medical services and supplies in hospitals and doctors’ offices. Services are either covered under Part A or Part B.
Part A Covers: Hospital Insurance helps cover, Inpatient care in hospitals or skilled nursing facility (not custodial or long-term care). Hospice care, Home health care and inpatient care in a religious nonmedical health care institution.
Part B Covers: Medical Insurance helps cover, medically necessary doctor’s service, outpatient services and may cover many preventative services.conditions!
How Do You Qualify: To qualify for the Original Medicare Plan you are:
65 years or older.
Under 65 with certain disabilities for two or more year.
Have end Stage Renal Disease.